Federal Government Contractors are a Specialty of P.I.A.

We are proud members of the Northeast Maryland Tech Council, Army Alliance, AUSA and AFCEA.

Your protection is our mission.

Federal Government Contractors

Federal Government Contractors (FGCs) present a unique set of exposures that require an experienced eye to analyze. Cookie cutter policies usually fail to cover the most basic FGC perils or exclude them outright. The correct insurance is imperative to keeping an FGC protected if something goes wrong. Are you sure you are covered? With over 50 years of insurance experience, Palumbo Insurance Associates has the knowledge to keep you out of harms way. Do not leave yourself uncovered. Let Palumbo Insurance Associates do a full coverage, exclusion, and exposure review to research whether or not you have coverage for exposures such as Repatriation, Endemic Disease, and War or Terrorism. Do not leave anything to chance. Consult a Palumbo Insurance Associate agent today.

Cyber Liability

Cyber liability insurance is an insurance policy that provides businesses with a combination of coverage options to help protect the company from data breaches and other cyber security issues. It’s not a question of if your organization will suffer a breach, but when. Cyber insurance policyholders can also access tools and resources to manage and mitigate cyber risk — pre-breach and post-breach.

Defense Base Act

By law, as a government contractor with overseas contracts, you are required to have Defense Base Act insurance coverage. Not having this coverage will result in fines, reduced legal defenses, and incarceration.

Foreign Voluntary Workers Compensation

Foreign Voluntary Workers Compensation is the overseas equivalent of worker’s compensation. This covers a broad range of risks including accidents that occur and endemic disease contracted outside of work hours.

Errors & Omissions (E&O)

Errors and Omissions coverage takes care of providing advice, intellectual property and/or performing information technology services. These areas are left exposed under typical property damage, bodily injury or advertising/personal injury insurance policies. Over the past few years, poor advice and security breaches have been the cause of most legal actions taken.

Government Furnished Equipment (GFE)

Government Furnished Equipment is required by a government contract to be insured and typical insurance will not cover said property. Being without coverage can cost a government contractor millions of dollars. Are you sure you are covered?

Travel Accident Insurance

You cannot assume that the health insurance of staff traveling overseas is portable. There are significant exclusions for the risks presented by overseas travel by most health insurers and compensation carriers. Will your staff be covered if they get sick and need to be evacuated or are hospitalized and family need to fly over?

Government Contractor Defense

For years, most FGC’s have relied on government immunity to cover their main exposures. Most of the time, government immunity works for the FGC. But not always. Litigation is expensive. Does your current insurance have you covered?

Contact us: Defense@palumboinsassoc.com


“I can’t believe 1 year has passed already! I just wanted to drop you a note letting you know how pleased I have been with your firm, Palumbo Insurance Associates.

When my partner first asked me to entertain a proposal from you, I was skeptical given my long standing relationship (15+ years) with a competitor. To my surprise, not only did you substantially lower my company’s insurance costs, but at the same time you managed to increase my satisfaction from a customer service standpoint. Your staff (Michael in particular) has been extremely responsive to our needs, and has reduced my usual wait time for COI’s from 1- 2 days to typically 4-8 hours.

I’m looking forward to the coming year, and you can certainly use me as a reference moving forward.”

Nish V Patel, Vice President Ace Electronics, Inc.

Tony takes care of all my insurance needs as required under our contractual obligation as a subcontractor,” he says. “There are specific requirements set by the federal government. Tony knew exactly what it was, knew exactly how to handle it and knew exactly where to get it.”

Scott Cheseldine, President of RSC2, Inc.

  “I had seen Tony Palumbo at numerous civic and local association events for over a year – he is a staunch supporter of the local commercial community and the military as well.  This was a primary reason for asking Tony to come in and discuss his company, their philosophy regarding customer service and his ideas on how we can identify and mitigate/manage risk.  He quickly identified our industry specific risks and explained / educated us on the P&C industry.  Since then Tony and his staff have provided excellent service and guidance to us.  Tony has a truly professional organization and I wholeheartedly recommend him as a business “partner” for your insurance needs.

Jerry Reynolds, VP Business Operations
Chesapeake Testing

“Palumbo Insurance Associates has provided excellent guidance to our firm and to us personally in the selection of insurance and investment vehicles necessary to our relocation to Maryland from New Jersey.”

Mark Nolletti
President, CEO 
Manufacturers Services Associates, Inc.

“Tony Palumbo, of Palumbo Insurance Associates, was able to sit down with us, analyze our business risks and customize insurance coverage specific to our federal contracting business and save us money to boot! Since then, Palumbo Insurance has quickly responded to our coverage and insurance requirement questions and needs.“

Earl Thies, CFO/Partner,
RTR Technologies

“Tony, Ed and the rest of the Palumbo Insurance Team value their profession.  They understand the importance of customer service and timely follow-up which is critical in business.  They take the time to understand one’s needs coupled with industry risk factors to offer the best solution for the business.  Not commissioned focused!  I am happy to have chosen Palumbo to support my business.”

James Lockwood, Principal,
The Lockwood Group


To talk to a representative today call, 410.836.8591 and we will be happy to assist you in any way we can. Or visit our Contact Page and simply fill out the form and a Palumbo Insurance Associates representative will contact you.